OANDA VS Polygon.io (now Massive)
Head-to-head market data API comparison.
UPDATED 2026-05-24 · 7 axes scored
WINNER · POLYGON.IO (NOW MASSIVE) · 2/7 AXES
Quick Decision
▶ PICK OANDA IF DATA-API
- Forex algo traders
- FX backtesting (deep history)
- CFD automation
- EA developers
▶ PICK POLYGON.IO (NOW MASSIVE) IF DATA-API
- Algo traders
- Fintech app developers
- Options traders
- Crypto quants
Side-by-Side Matrix
| METRIC | OANDA | POLYGON.IO (NOW MASSIVE) |
|---|---|---|
| API Quality | 4/5 | 4/5 |
| Doc Quality | 4/5 | 4/5 |
| Data Latency | tick | tick |
| SDK Languages | 3 languages | 5 languages |
| Free Tier | Yes | Yes |
| Affiliate Program | Yes | No |
| Asset Coverage Breadth | 4 classes | 5 classes |
| Asset Coverage | Forex · CFDs · Commodities · Indices | US Equities · US Options · Forex · Crypto · Global Indices |
| Historical Depth | 2001–present (FX tick and candle) | 2003–present (equities) |
| Starting Price | $0 | $0/mo |
| Rate Limits | 120 req/sec on REST; no stated limit on streaming | Free: 5/min; Starter: 15/min; Developer+: unlimited |
Asset Class Coverage
Where the two providers overlap and where each has unique coverage.
| ASSET CLASS | OANDA | POLYGON.IO (NOW MASSIVE) |
|---|---|---|
| CFDs | ✓ Covered | — |
| Commodities | ✓ Covered | — |
| Crypto | — | ✓ Covered |
| Forex | ✓ Covered | ✓ Covered |
| Global Indices | — | ✓ Covered |
| Indices | ✓ Covered | — |
| US Equities | — | ✓ Covered |
| US Options | — | ✓ Covered |
| TOTAL CLASSES | 4 | 5 |
Only OANDA
CFDs · Commodities · Indices
Only Polygon.io (now Massive)
US Equities · US Options · Crypto · Global Indices
Shared · 1
Forex
Pricing Tier Map
Full tier ladder side-by-side · names and prices as published by each provider · 2 vs 4 tiers.
OANDA · 2 TIERS FREE TIER
01
Practice Account $0
Full API access on demo account
02
Live Account Spread-based
Live trading + full historical data API
▲ Free Tier · Free practice/demo account with full API access
POLYGON.IO (NOW MASSIVE) · 4 TIERS FREE TIER
01
Stocks Basic $0/mo
EOD data, 5 calls/min
02
Stocks Starter $29/mo
15-min delayed data
03
Stocks Developer $79/mo
15-min delayed data, unlimited calls
04
Stocks Advanced $199/mo
Real-time data, WebSocket, full history
▲ Free Tier · Free tier (Stocks Basic): 5 API calls/min, EOD data only, no real-time
Technical Stack Fit
SDK languages and data formats determine integration cost for your existing codebase.
| DIMENSION | OANDA | POLYGON.IO (NOW MASSIVE) |
|---|---|---|
| API Types | REST · WebSocket | REST · WebSocket · SDK |
| SDK Languages | Python · Java · JavaScript | Python · JavaScript · Go · Kotlin · Swift |
| Data Formats | JSON | JSON |
| Rate Limits | 120 req/sec on REST; no stated limit on streaming | Free: 5/min; Starter: 15/min; Developer+: unlimited |
| Latency Class | tick | tick |
Fit Profile
OANDA · PROFILE DATA-API
Best For
- Forex algo traders
- FX backtesting (deep history)
- CFD automation
- EA developers
Not Ideal For
- Equities data
- Crypto beyond CFDs
- Non-FX asset classes
Full OANDA Review
POLYGON.IO (NOW MASSIVE) · PROFILE DATA-API
Best For
- Algo traders
- Fintech app developers
- Options traders
- Crypto quants
Not Ideal For
- Tick-level HFT (DBZ format not available)
- Institutional order book depth
Full Polygon.io (now Massive) Review
Adjacent Comparisons
Related matchups — same category first, then cross-category for context.
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